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Theresa lied to you! She asked for an extensive new body art, but ended up not having the money to pay you for all your hard work. You should have gotten payment up front, but she’s so pretty, and you are such a sucker for new canvas to showcase your work, you got distracted. She owes you $8000-$9500 total for all three works combined. Theresa offered to pay you over time, which seems like the best idea considering the circumstances. Is that an option you’re willing to consider?