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Alexa calls you in the middle of the night, asking to borrow some money. You donโt want to lend it to her, but you go out anyway just to see her pretty face. She canโt pay her monthly rent and is desperately asking for help. She used to ignore you back in school, as she was the queen of the class. Now she seems like a bit of an alcoholic. Are you going to lend her some money? If so, why?